door 1 · proposals
Build my proposals with AI
Drop in three carrier quotes. Get back one clean proposal the insured can read, sign and pay.
See AI proposals →
For independent agencies · opening in waves
Keep your system.
Keep your system.
Add the bench.
AI proposals, e-sign, checkout, pay in full, premium finance and commission reconciliation. It's free, and it works alongside your management system. Start with one quote.
no card · no setup call · your management system stays where it is
3 carrier quotes readworkers' comp · TX · renewal
doneProposal sent to Dalecoverage cards · agent's take
opened 2×E-signatureapplication + finance agreement
signedPaid · financedPolicyPay · PP-20418
$1,240.00Jefferson: loss runs requested from 2 prior carriers. I'll chase them.
Five ways in
What brought you here?
Pick the job you came to get done. Every door is free, and each one gets you a finished result on the first day.
door 2 · pay
Sign and get paid (in full or financed)
Send one link. The insured signs, then pays in full or finances the premium, by email or text.
See sign & get paid →door 3 · api
Build it into our system
Proposal, e-sign, payment and finance APIs for your platform. Your screens, our rails.
See the API →door 4 · commissions
Reconcile my commissions
Upload a carrier statement. See what's short, over or missing, and pay producers only on what actually arrived.
See commissions →door 5 · loss runs · its own site: loss.run
Get my loss runs back
Name the insured. loss.run asks every prior carrier the right way, gets the insured's signature when one is needed, chases the follow-ups, and reads what comes back into one loss history.
See loss.run →Alongside, not instead
Works next to what you already run.
Your management system keeps doing its job. PolicyOS picks up the pieces it was never built for.
01
Nothing to move
Your book, your workflows and your staff's habits stay exactly where they are. PolicyOS sits beside them.
02
Start with one quote
No import project, no rollout plan. One renewal, one new account, one proposal. That's the whole commitment.
03
First win in minutes
Upload the quotes, review the proposal, send it. A signed, paid deal can be out the door before lunch.
How data gets in: upload a quote, forward an email, send a checkout, or upload a carrier statement. That's it.
Under every door
Scratch the surface.
The tool is the whole reason to sign up. Underneath it, a few more things have been quietly adding up. Go as deep as you like, or not at all.
layer 1
The tool
Proposals, e-sign, checkout, pay in full, finance and commission reconciliation. Free, and a complete win on its own.
FREElayer 2
What your data became
Every quote built the insured's InsureBio profile, and you earned Promo Tawa for it, shown in dollars.
EARNlayer 3
Who's been doing the work
Jefferson read those quotes. He'll also chase dead files, run renewals and work your inbox.
METEREDlayer 4
The bigger room
Your Cabinet, the network, the marketplace, and discounted E&O + Cyber.
WHEN READYEvery step down is optional. An agent who never leaves layer 1 still gets free proposals, e-sign, payments and commission reconciliation.
The money, plainly
What's free, and what isn't.
The tools cost nothing. Your data earns. You only pay when Jefferson does work for you, and the wallet always reads in US dollars.
lane 1
Free
AI proposals, e-sign, checkout links, pay in full, premium finance (after license and code checks), loss runs, commission reconciliation, and Secure Send & Request: one-time links for logins, bank details and documents.
lane 2
Earn
Verified quotes ($0.10), loss runs ($0.25), policies ($0.20) and history ($0.05) earn you Promo Tawa, shown in dollars. Capped at $25 a month.
lane 3
Spend gas
Wake up dead files by email ($0.03), text ($0.05) or postal letter ($1.50). AI calls ($0.40 a connected minute) are coming soon. Paid from what you earned or loaded.
lane 4
Metered
Jefferson's model calls, counted by model: 2× the model's cost, from $0.01 a call. Heavier models cost more. No monthly subscription.
Meet Jefferson
I have read every quote you sent me this month. Two of them were the same quote, sent twice, by a carrier who should know better. I said nothing. I merely noted it.
jefferson · jci · since your first quote
Jefferson is the one reading your carrier quotes into proposals. He keeps his own counsel, keeps good books, and would very much like to be put to work on the files you gave up on.
- ●Dead files. The quotes that never bound. He'd like a word with them.
- ●Renewals. Remarketed and ready 60 days out, not the Friday before.
- ●Your inbox. Loss run requests, carrier notices, the insured who "just has a quick question".
metered in gas, paid in Tawa, by model · shown in usd
Join the waitlistOptional · the Cabinet
A Cabinet from day one. The hardware, when you want it.
Every account comes with a virtual Cabinet: your own vault, your own chain identity, and Jefferson on duty. If one day you'd rather he lived in your office, he'll pack his own bags.
day one
Virtual Cabinet
Created in the background when you sign in with Bio-ID. Hosted vault, chain identity, hosted Jefferson. Nothing to install.
when you're ready
The device
A Cabinet on your desk runs Jefferson and holds your records in your office, on your hardware.
the move
A move, not a migration
Keys move from our custody to the device. Your chain address and history stay exactly the same.
while it's hosted
You own it and control who sees it. We hold the keys for you, and every access shows up in your log.
Questions
The ones every agent asks first.
Do I have to switch systems?
No. Keep your management system. PolicyOS works next to it: upload a quote, forward an email or send a checkout, and the rest of the office carries on as usual.
Where does my data live?
In your virtual Cabinet, which every account gets on day one. You own it and control who sees it. We hold the keys for you, and every access shows up in your log.
If you add a Cabinet device later, the keys move to your office and your history comes with them.
What's free?
AI proposals, e-sign, checkout links, pay in full, premium finance (once your license, capacity and codes are validated), loss runs and commission reconciliation. You pay only for loss-run sends (a few cents each, covered by your $100 welcome credit), gas on dead-file revival, and Jefferson's metered work. The full list is here.
What happens if I stop?
Nothing breaks. Your management system never depended on us, so the office keeps running. Your records and history are yours, and your log shows every access up to the day you left.
One quote is enough to start
Work smarter.
Keep it yours.
PolicyOS is opening to agencies in waves. Join the waitlist and we'll email you when your invite is ready.
- Free proposals, e-sign, payments and commission reconciliation
- Next to the system you already run
- No card, no setup call